Individual Products and Services
PSH Insurance, Inc. has access to over 40 high-quality insurance companies. After a review of your specific insurance needs, we can select a company to provide the type of benefit, design, and cost to meet your individual goals and objectives.

Our commitment to quality means we will only recommend
quality insurance carriers. We base our recommendations
on the following criteria:

- Carriers rated "A" or better by the major rating firms.
- Products that have a stable history.
- Companies with a solid track record for exceptional customer service.
- Products that provide flexibility to meet the needs and objectives of
   our clients.
- Life Insurance - Whole Life, Universal Life,
  Index Universal Life, Term
- Survivor Life Insurance
- Long Term Care
- Annuities
- International Medical Plans
- Medicare Bridge Plan
- Cancer/Accident/Hospital/Critical Illness Plans

 

Term Insurance
provides temporary coverage for a specific period of time and minimal cost.

Whole Life Insurance
provides coverage for life and cash surrender values for future use that you can borrow.

Universal Life Insurance
provides coverage for life with flexible premiums, level or increasing coverage and cash surrender values for future use that you can withdraw or borrow.

Index Universal Life Insurance
provides coverage for life with flexible premiums, level or increasing coverage and cash surrender values that are based on Standard and Poor’s index for future use that you can withdraw or borrow.

Survivorship Life Insurance
insures two people and death benefit is paid when survivor dies. The product can be either a Whole Life or Universal Life.

Annuities
is a product that can be used to accumulate interest tax-deferred that can be used as a supplemental retirement plan or a way to fund Long Term Care.

International Medical Plans
are for people who travel to foreign countries.

Medicare Bridge Plan
are medical plans who can insure a resident alien who is 65 + residing in the US for the first 5 years before that can qualify an apply for Medicare.

Cancer, Accident, Hospital, Critical Illness Plans
provide tax free cash benefits based on a schedule and may also include wellness benefits and or initial diagnosis.

Mortgage Loan CalculatorUse this calculator to determine your monthly payment and amortization schedule.
Savings CalculatorFind out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Disability InsuranceUse this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
Life Insurance CalculatorFind out how much life insurance you really need!
Long Term Care CalculatorLong term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Employee Benefits

Make your employees a part of our team and offer them supplementary voluntary Employee Benefit options.

Click here for more info
Offered exclusively through PSH


Kaiser Individual Health Plans
How much insurance and life
savings do you really need?

Calculate here